Money that floats with you.
Freelancer. Sole trader. Platform worker. Anyone whose pay has a mind of its own. You are exactly who we built Float for. We look at your bank statements to understand how you really earn, instead of relying on a traditional payslip that was never going to show up.
WARNING: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
These figures are estimates, not an offer of credit. Your actual rate and costs will depend on your circumstances.
Three types of loans. No hidden anything.
$500 to $2,000 over 6 to 12 months. No interest, ever. You pay an establishment fee and a monthly fee, worked out before you sign. Total fees never go above 40% of what you borrow, no matter how long you take.
$2,001 to $5,000 over 12 to 24 months. One set-up fee and no monthly account fee. That's it.
WARNING: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
$5,001 to $10,000 over 12 to 36 months. One set-up fee and no monthly account fee. Our biggest loan, same straightforward pricing.
WARNING: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Warning: do you really need a loan today? It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow. For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor. The Australian Government's MoneySmart website (moneysmart.gov.au) shows how small amount loans work and other options that may help you.
Four steps. No surprises.
Pick your amount and how long works for you. No guesswork, no pressure.
You tell us what you earn, and we check it against your bank statements. Your real income, not just a credit score.
Approved? You'll see the full cost before you sign a thing. Declined? You can ask us for a written explanation.
Weekly, fortnightly or monthly. Every repayment builds your Credit Passport.
Built for the way you actually earn.
We're not the right fit for everyone. If a loan would leave you worse off, we'll tell you straight.
- ✓Sole traders and contractors whose income has a rhythm all its own
- ✓Rideshare drivers, delivery riders and platform workers
- ✓People new to Australia with a long-term visa and the right to work
- ✓Anyone turned away elsewhere for not having a standard payslip